I have flown with a few of these FI's who won't push the envelope through fear of not being able to recover.
Which is why it's best to get your FIC done with a quality instructor and not scrimp and save by going abroad. My FIC course cost over £6000 and the instructor made me cover stalling and spinning (especially) until I was literally ill.... no limitations with minimum course hours either. He put me forward for the skills test when
he was happy. My £6000 covered the course duration regardless of the number of hours it took for him to be satisfied and I have to say that is a very responsible way to conduct these courses, which are quite often wrongly viewed as a win/win no-fail breeze-through by many in the industry....
As a result, I feel confident of recovering from a student instigated bodge up and do not fanny about with my fingers ready to ponce at the controls all day, everyday, which must get throroughly knackering if you ask me - I've seen how some other low houred FI's behave like worried mothers and it's obvious this spawns from inadequate FIC training. Funnily enough though, they seem to know the LASORS back to front and notice the students wonky tie.... in short, all non-vital bumflufferies which obviously got over egged to the detriment of the proper stuff at some point, again, most likely during their FIC training.
VFE.