Speedbird451, please keep the topic to Virgin Atlantic on this thread; as you've already discovered, there is an existing
'BA vs Virgin' thread on which the T&Cs can be directly compared. Also, all the questions you've asked have already been answered - some on only the previous page of this thread. There is the entire
Mk1 version of this thread to go through also...
On the pension, as already stated, Virgin pay 15% on the entire 59k (2007 figures), so long as you contribute a minimum of 6%. There is a sliding, pro-rata scale below that. If you wish to pay more than 6%, I understand that there is effectively now no upper limit. Many who have been here since before pensions legislation changed pay 15%, making a total of 30% of gross pay going into the pension fund - which is entirely independent of Virgin, and is not affected by the company's fate. Investment within the fund can be left to the trustees, or, through Fundrider or similar, you can control it yourself. Some people have done
very well at this!
There's a great deal more info to be found here, so get a beer and do some reading!
Scroggs