I agree that in the perfect world we could change the T&C's, by not taking a job, however, you have to do what is right for you and your family. I change my mind daily about taking a job (nothing offered yet!) with JQ.
Perhaps, changing it from within is a SLOW but possible way of getting better T&C's???
I too would like to see how we can live (need a job for that) and change things.