Just to correct an error. The basic is £75k. Sector pay at £23 (fully taxable) and a loyalty bonus of 5% of basic after 2 years, 10% of basic after 5 years and 15% of basic after 10 years.
All of this makes up the £95k, add on the pension contributions and it's about £102k all in. That's a final final figure
Do anywhere between 700 to 900 hours a year.