Didn't mean any offense, but honestly; how many other FTO's have you frequented? This board is full of hear-say and seriously lacks substantiated opinions and actual experiences.
As for paying for your wisdom, seems you are the one paying for wisdom at the moment.
I never intended to start a p!ssingcontest, maybe you should reread the comment I quoted you on, admittedly and taken out of context, seems odd doesn't it?
Regards
MAS