Originally Posted by
Superpilot
Of course no one needs to take out a loan if they can't repay it, but then the dream dies.
That is half the point - dreams must have some grounding in reality, and if one cannot take on the required responsibility and simply keeps their head in the clouds, then they are surely not the sort that we require in the flight deck.
WWW would of course claim that this is a responsibility of a different type - to willingly defraud the banks to ensure your future - I cannot see how that squares with theiving the dreams of others through increased rates and refusal to extent loans to other pilots wannabes in the future.