Hixton for someone who doesn't like extremists you seem to have quite extreme views....
Pay back your loan = loser
Default on your loan = general all round good egg who I'd like to sit next to everyday for 8 hours
I have read a lot of c*ap on Pprune over the last couple of years about getting into debt but your post I think probably takes the biscuit.... congratulations (I suspect a wind-up)!
