So you got stung by igclick too InFin? Take a look at <A HREF="http://www.net4nowt.com" TARGET="_blank">www.net4nowt.com</A> (or could be co.uk) some useful info, most credit card companies will give refunds if igclick wont and trading standards are taking an interest.
If the service is being abused by a 'hardcore minority' (as they claim) why don't they just cut them off???