Same boat.
Hi Joe I'm in almost the same situation.
I'm an AEOp and currently fighting towards my CPL. First thing first, I completed my PPL quite cheaply at Kinloss about 3 years ago using an ELC. There not actually the cheapest, and I've found Waddington to be a whole lot cheaper (about £65 and Hour with instruction).
Next stage will be to get the ground studies out of the way. I decided to Distance Learn with Bristol GS in two parts. On the whole I've been impressed with their course structure and relatively cheap cost. Be prepared to hand over a fair wad of dosh to the CAA for the exams though!
I' doing my CPL, IR ME with Air Atlantic at Coventry but I've also heard Airways Flt Trg at Exeter are also good.
Hope this can be of help
Regards
H E