Please correct me if I'm wrong (I also need to make this decision in the near future), but employer contribution is 15.5% of salary for PF and only 5% of salary
(where salary is limited to $20 000 per month) for MPF. Employee contribution is voluntary 5% or 10% of salary for PF, and 5% of salary
(again, where salary is limited to $20 000 per month) for MPF. Bearing that in mind, the decision should not be too difficult, or am I smoking my socks again?