The 'professional' FI is a myth - unless he/she is an airline or ex-military retiree
Absolute Bo@;ocks !
There are many professional civilian trained FI's out there doing a great job all around the country, you don't have to be ex-military or ex airline to pass on knowledge and experience. In fact I would argue that some of the crusty old baŁtrds who are ex military and ex airline are miserable sods who screw people over just to top off their pensions, their attitude is often arrogance mixed with contempt for the poor sod in the other seat.
