There is always the no equity route . I am fortunate in that I live near manchester and can take advantage of this . Basically I Paid six months deposit of £660 quid then £110 per month and £65 per hour wet for the use of a brand spanking new Cessna 172 equipped with a garmin 1000 glass cockpit , a cessna 172 analogue cockpit and a PA28 Archer , Any of these three aircarft are avail to me via the online booking for members ,its a great system especially for those that cannopt afford a lump sum to buy into a group . My last flight was to norfolk from manchester and it cost me £210 there and back 3:45 min flying time . I am not aware of any no equity groups donw south yet but try going to aircraftgrouping.com and have a look