Er, Empty Cruise - The Mpl is type specific; it is also company specific. An FTO connot run a MPL course unless it has a contract with a main stream operator and trains the students using that company's SOPs. So, if the company goes bust just before Bloggs graduates, he's wasted his money. Another concern - since the licence will only permit our lad/ladette to fly as a F/O, how is the eventual transition to commander to be accomplished?