Whirlybird
Maybe I missed it, but what Im saying based on what I am doing is live a little within your means but also plan ahead within your means. I have sacraficed a bit to do one thing but not so much as it would risk the other. One does not have to go all out to live life, but you also cannot responsibly go balls to the wall because it feels good. If your filthy rich, then I would say who cares, but most of us here are not, so its a matter of how much fun can I have and still survive........I think Im doin OK...thats what counts for me.