Naive wannabe? No, not at all. It sounds to me like you've really thought this through.
The only thing I would suggest, if you haven't done it, is that you get a Class 1 medical before you start, just to make sure that you can. It would be a shame to do everything and find that you fail the Class 1 for some stupid reason you didn't know about and hadn't thought of, and believe me, it happens.
Other than that, sounds good. go for it, and good luck.