Having instructed at HAI in California (the good old days) and in two provinces in canada, I can only advise going ot Florida to HAI, or come to canada with your money, and build time with it. Like what's been said before, you can't beat the cost of living, and you'll literally get more bang for your buck (quid). Here in Canada it's 100 hours to commercial, but jobs are harder to find. However, it is easier to convert to a JAA license(ce) than the FAA should you only do that.
It took me a while to get going to, but now I'm a Chief FLight Instructor somewhere in Ontario!
