Just a small point on CTC, its not a buy-a-rating scheme unlike many other companies. On top of the CPL/IR it's an assessed MCC and advanced handling course (cumulatively known as the AQC) which costs £6000 (£2000 back on completion of line check). So effectively its £4k on top of basic training which gives you 40 hours in a jet sim. On passing this the type rating, 6 months line training/flying and a monthly allowance are all covered by the airline.
This is the route I took, which for the vast majority of those coming through CTC leads to a permanent job with the sponsoring airline. On my course the majority were modular and all 16 of us passed and went on to type training. That's what I like about CTC, they don't care what training you did or where, they just look at the person and if they think you are of the right calibre, you're in, regardless of training background.
PW