Certainly no massive chip, M. Mouse, just reality.
The pilots (and others) at BA should have gotten the very strong hint about company funded pensions when the Mirror Group (ala Robert Maxwell) had their, shall we say...slight problem, and many were left high and dry.
But no, I expect many just put their heads in the sand and ignored.
Pilots, collectively, are really not very smart.
Individually, they do much better.
Nowhere is this truth more evident than ALPA in the USA.
Quite frankly, it's rather amusing watching this from the western side of the great devide.
In short...YOU SHOULD HAVE KNOWN BETTER.