EFT offer a JAA Instrument:
25 hours single in the US
5 hours multi in the US
10 Hours Sim in the UK
10 hours Multi in the UK.
Current prices copied from the EFT website.
$6,995(USA section)
£4,750 (UK Section)
The last students to complete this course only went an hour or two over at most.
A bit cheaper than the full course in the UK - and more flying certainly.