But the more I think about it, the more it is clear that I will not be able to afford to fly on any kind of regular basis. It's not that I don't have the money, it's just that there are too many stronger claims on it. In a way, it would be an easier decision if I really didn't have the money; then there wouldn't even be a decision to make.
Oh dear, what a dilemma! Sometimes I am just so, so glad that I'm an impulsive person who doesn't plan my life down to the last dotted i and crossed t....or I'd never ever have made it to this great job I have as a flying instructor. After all, none of my decisions about flying made any long term sense, as lots of people made it their business to tell me at the time. But I went with the flow, and my gut feelings, and what I wanted to do at the time, and it worked.
If you want more details, mad bear, do a search for my posts - I've lived my life rather too publicly on PPRuNe for a number of years.