Hello Matt,
I would assume the total cost be in the region of 30k-40k (with living costs, exams and extra training costs)...the buck doesn't stop once your trainings completed...flying instructors rating (6k), self funded type rating (20k)/company bonding etc will increase your debt further...I've been self funding for 2 years and i'm much happier knowing I wont be stressed with debt come training completion. Each to their own!
let us know which way you decide.