I agree - DEFINATELY don't do JAA ATPL at HAI - you'lltake twice as long - which means much less time to instruct. Stick to FAA course, push to get it done and build time. you can do JAA at home without the visa-clock ticking.
I just looked at HAI's website - they charge $52,171 for 135 hours and groundschool. Thier rates are $205/245 in a s300, so 135 should cost no more than $30,000. That means you pay over $20,000 for ATPL groundschool!
In England its about $4,000