£800 a month six months after graduation? How the heck would you cover that?
Consider that a £50k integrated course is only going to get you your CPL and no additional experience, no FI rating or IR. So, how would you find work in order to start paying back that enormous monthly payment? - What happens if you don't? (Does your parents' house get repossessed?)
Even if you managed to scrape another £20k together and got yourself an FI job, how many fresh FI's have £800 disposable income after paying for a roof and food?
Even of you managed to get nearer £80 and managed to get an IR as well, you'd struggle to pay back that per month on a North Sea co-pilot position, wouldn't you?
Also, and I may be wrong about this: but I think I remember being told that HSBC doesn't give career advancement loans for helicopters, only integrated fixed-wing. (Have a chat with someone at OAT or Cabair about this, and they can advise exactly which specific branches you should go to and enquire.)
Si