Legally, yes.
As you say, the club would probably have a tighter set of rules - ours is a 28-day currency.
But more important, do you feel current? If not, get a checkout first
The currency rules take no account of the weather conditions on any particular day, your health and confidence.
Following the currency rules might even put you in some danger. We have pilots who ensure they fly just enough to avoid a checkout, but do very short flights in the local area. Give them a few months and their actual ability falls to a dangerous level
So, to sum up, develop your own view of your currency, rather than club and CAA rules.