Originally Posted by
bose-x
I have a legal and general policy. £1m and fly around 400hrs a year with no loading. I am also a Technical Diving Instructor, Kite Board & Buggy, Shoot, ride a motorbike, surf & canoe and aggrevate my wife a lot. All dangerous sports!
They were more interested in AIDS testing me and checking how much I drank than flying or any of my hobbies!
I can only echo what is said here. In my case, Skandia provide a meaningful amount of life cover to me and impose no loading whatsoever for my flying.
Some advice, whilst Bose-X (modest name, to go along with his modest life cover) mentions all of his "dangerous" pass-times, I cannot stress enough how important this is.
Tell them everything, including all details from your medical background (unless of course it happened on a holiday to south east Asia and you had it treated locally.......
Let them decide what is important.
The Wombat