I think, that it doesn't matter what I think, but what I see is a bunch of armchair pilots babbling about an accident that has so many variables and numerous factors that its idiotic to be even speculating at this point.
How about condolences and leave it at that and let the professionals investigate. At least give the investagators a couple of days to come up with some basic facts.
The main factor in any accident or incident, is that the flight crew did what they did, and accidents are accidents.
Normally accidents are "mistakes" that have or had circumstances resulting in tragic endings, whether is design related, pilot error, etc.