I think Wazoo is right. There are people who are looking for different things (wasn't being facetious). When I started self sponsored the industry was just about dragging itself back up with airlines starting to make profits again. I could not have predicted today's situation.
My point is you are taking a gamble despite all your numbers (which are comendable, some people just pay out money without even thinking about it).
I'm saying that this scheme takes away a lot of the flexability I think we wannabes need to match the industry. In just 4 months, TR schemes, sponsorships and integrated courses are radically changing. Airlines' recruitment policies change constantly. To fork out the inevitable mortgage that you can not escape, but all eggs in one basket ???? I'm not so sure