I think the guy has asked a valid question based on personal ability rather than flight safety.
I have found with my own VFR flying that having specific personal minima on cloud base, visibility and cross wind component has removed the 'shall I or shall I not fly today' dilemma. If it's outside of my personal minima I don't fly and if it is in then I do. These minima are based on my own comfort zone rather than the official figures for VMC.