My SEIR minima is printed on the approach plate
If I have to go down to it I would.
However, I probably wouldn't set off on a flight knowing that the other end is at minima, unless it is forecast to improve.
I try not to think about SE engine failure too much. I have flown over the mountains of california at night in a SEP, and it didn't really worry me too much as the engine kept running. However I am a bit older and wiser now and probably would think twice about it now.
New GPS technology and accuracy can help in the even of an engine failure in IMC / Night...