Excuse me? I'm probably missing something here but, for the life of me I can't figure out what it is! I'm not sure what you're getting at. There are rules, in many countries, especially involving destinations that have an ATC unit.
Are you considering the possibility of engine failure when the wx is at or above the minima for your approach? I have to ask... why?
What are you going to do in the event of an engine failure?
There aren't any choices, so you do what comes naturally... crap yourself, kiss your ass goodbye and hope for the best.
Am I missing something here?