From a SINGLE F/O's perspective:
Basic Pay:19682
Car Loan: 1800 (06 Pajero)
Mobile: 600
Home Phone:100
Internet:400 (Includes SkypeOut)
Pay TV: 230
EPC:50
Income Pro(Offshore):500
Groceries:1500
Entertainment:2000
Rego/Insurance:275
Gym:250
Cleaner:200(4x2hrs/month)
Petrol:200
Incidentals:500
Thus 11077AED SURPLUS and I consider I live very comfortably and am well entertained .(From Australia)