From someone who has been here a little longer with a couple of bigger kids:
Food & household: 8000
Car loan: 3000 dhs
Car Insurance: 600 dhs
Petrol: 1000 dhs
Satellite TV: 250 dhs
IPEP: Nil
EPC: 420 dhs (income protection)
Internet: 250 dhs
Phone calls: 350 dhs
Mobiles: 600 dhs
Maid: 1700 dhs
Gardener: 150 dhs
Holiday Fund: 0 dhs
Misc:0 dhs
Eating out: 2000 dhs
Schools: 500 dhs
Entertainment For Kids: 1500
Golf Membership: 1000
Staff Travel/Trips to see Grand Parents/ Summer Away: 2300
Total: 24,120 dhs
Thats the other end of the spectrum. You do not want to know how much I spend on my mortgage. Extras he will have to cover in the future include: Ents for either him or the family or the cost that is currently bleeding me dry, my family out of town for the summer with no place to stay! Believe it or not I don't have a 5* lifestyle and I don't go out anymore than I did when I lived at home.
What you can see is that Alby's modest lifestyle costs nearly as much as a starting F/O earns and he has only one small child. No wonder I am always broke!