My own opinion is to not pay for the type rating in the first place.
However, i am aware that so many pilots are now paying without thinking, it seems to becoming the norm. So perhaps I will have to start thinking about changing my mind.
Its easy to comment on " do not pay for line training etc." but as I see it, those making that kind of huge financial commitment are those with full time jobs and a fist full of hours on type.
Those with a new type and no hours are stuck, type rating running out of date slowly and renewal looming, will naturally look towards the next phase, those offering line training. More money to find, but a fool and his/ her money !!
For anyone paying for a type good luck, and best wishes.
Mr M