Hello and sorry to hear of your debt probs, have you heard of the CCCS they really helped me, as long as you are paying you debters £1 per month they cant do a thing, they may take you to court but the court will just tell them this is all you can afford, just look up the number for the consumer credit counselling service and they will send you an information pack and may even take on your case for you and contact all your creditors as your working! you dont need to go bankrupt!!
Jayne x
