speedbird676,
Many US aircraft renters will require you to take 'hull' insurance which can cost around $300 depending on the type of aircraft. Instead of paying that money to an insurance company why not use it to take an instructor with you. This will give you the chance to gain some great experience, build on your own flying skills, and above all, allows you the chance to look out of the window to marvel at the scenery below.
Be sure to take your camera(s), plenty of batteries and films/cards - you won't be disappointed.
Have a great time