mmmm thats slightly different to what I thought was the plot....I have no problems with bonding, after all a company has to protect it's assets but my previous company had a legal agreement with me to repay my bond if I left within 3 years. I didn't have to go and get a loan to get the job! Just a financial penalty if I left early. The problem comes if you leave and then they have to chase you through the courts if you're dis honest.
It still sounds like a micky mouse outfit if they leave you to LEND them the money for your type rating....my advice give them a wide berth...but I quite understand the pressure to get that first job BUT and it's a BIG but....unless people start giving these schemes a wide berth the companies will never change their terms and conditions.