Many thanks for the well meant lesson but I've been around the block a few times and know very well how the industry works!
I can't believe someone would go in to a bank and ask for 12k to start a job and not expect to be laughed out the bank? Think about it for a second. If the airline can't afford the type rating why would you want to risk it......oh and Jet2 arrange the loan for you and that is slightly different, no different from making you pay for the tpe rating but there we go!