Skyfish and TG345.
You both say Amex Platinum 'pays out', the implication being that they are better than the rest.
How often have you made travel claims on Amex Platinum, how many were paid out, how many refused. How often have you made claims on non Amex Platinum travel policies, how often were they paid out, how often were they refused? Just trying to get an idea of the numerical basis for your claims.