And the flip side of the coin....!
I too did a JAR ATPL some years ago. It was the BEST decision I've ever made.
Yes it costs circa 50k, but it's an investment (I now earn more than that a year) And it only took me 54 WEEKS.
Who said it was going to be easy? Yes some of it is boring but, if you want an ATPL, a good job (which isn't really work), a good life style and lottsa money, you need to do it.
At the end you get a licence which allows you to fly any where in the world. Yes you get lots of rejection letters. But you will, eventually, get an acceptance letter. I've never met an experienced jet pilot who is on the dole.
Would I do it again? YES every time.
Don't give up you guys, it's more than worth it.
Oh...and I've never won anything on the lottery.