I came across this problem at the field where I obtained my PPL about week after it was issued. Commercial guy comes in (not quite with your hours) and gets told no-way without jumping through hoops that were so complicated he walked away with his young son in tow.
Me on the other hand cleared to take three passengers, with sixty hours total flying time, 25 of which were P1. OK, I was not going to do take my kids, but that is not the point.
A few years ago, I flew in a spam can with a jet transport pilot who hadn't flown SEPs for a good few years and he had trouble keeping the airspeed of a SEP within +/- 10 knots on short final the first couple of times, on a bumpy gusty day.
I'm sure that in general he was a far more accurate pilot than I ever will be but currency on type is important.
Moral of the story, don''t knock the currency of your time on type.