I have to say that I am astonished that a thread on a 'Professional' pilots' rumour network, even in the 'Private' (a.k.a. amateur) forum, entitled "Descending through cloud without a procedure" could have streched to 6 pages. The whole concept is wrong, stupid and, as Graham Hill, among others, discovered, ultimately fatal.
The problem with attending too many CAA safety evenings and listening to too many of the boring righteous old farts who take up so much space in UK GA is that it all dulls one's brain. The result is that one stops asking intelligent questions and stops seeking intelligent answers to them.
Critical analysis is what keeps one's brain going into ripe old age.
If every GA airfield has a GPS approach then you might have a point.