Not so sure about not saving in the first year LHR, I have been here almost 3 years and still well out of pocket...Never mind the extra I will have to pay to the provident fund to get any way close to my old company pension....
Last few months I have kept all reciepts and totalled them at the end of the month...makes for sobering reading.....without car loan, and going out about once a week
and not shopping at Spinneys I spent almost 15000 dhs and thats without any tickets,holidays,savings,no school fees.Just general day to day living .
Food, insurance, internet,school fees, kids clothes in fact just about everything is very expensive here. Cars are cheap to buy here, but total cost of ownership is about the same as anywhere else....Second hand value of cars is poor,and they dont last as long as they would in temperate climate, maintenance is poor and expensive even at main dealers, insurance is just a rip-off....and , and ...rant over and ..............relax