Helicopters cost a lot more than aeroplanes, I guess about double, so for me it was one of my main reasons for doing fixed wing. But I am sure I will do a rotary licence in a few years.
I think a skilled rotary pilot could put a helicopter down safer and softer if the engine were to fail and he had enough altitude. But I agree, there is so much more to go wrong on a helicopter. Both mechanical and pilot error, I guess and aeroplane is far more forgiving