hehe, I'm a bit younger...34.
Doing integrated at the moment. I hope to finish in February next year.
Personally I think that changing any job (aviation or non-aviation) is going to be really hard after 35. (But maybe that's just my perception)
So that's why I choose to fast track and go to an integrated course as opposed to doing it the modular way.
OK, I know that you can get your licence maybe even quicker if you go modular but I think you will be missing out some additional "boosts" like career help. Also, the whole track towards your ATPL is of the same standard on the integrated course...
C-T