Total Modular - £45k average
Total Integrated - £75k average
To the modular of course you have to add the opportunity cost for the lower chance of securing a job. Bryce - I don't think that is the advice for which Capt Hopeful is looking. The economics of modular do not add up IMHO where not using same provider and doing the course fulltime.
Capt Hopeful - are you realistically adding in living expenses etc to the savings figures? You should bear in mind that although SLC debt is "off balance sheet" from our perspective as graduates - being repaid directly from salary - it is however included within assessment from a bank's perspective.
I assume that as a graduate you will not be seeking to work in the call centre for those 2-3 years, and should consider thinking about the backup plan - i.e. a qualification perhaps, or something to occupy the time and prevent you spending the cash! Chartered Accountant perhaps?
I believe HSBC have restricted their lendings and will only look at those accepted on the courses.