Having taken a hit straight in front of my face at FL130, decending and about 300 kts, I can tell you that the noise is very loud, the screams almost as loud, the mess on the window indescribable and the smell in the cockpit unpleasant. The window, cracked, crazed and unusable to see through, but with an intact inner pane and no loss of pressure!
Once in 35 years of flying so why not say, it won't happen to me?