Here in jolly USA, us exchange folks were looking on with real wonderment...wondering what on earth all the fuss was about with this JPA stuff. The old embassy in Washington will be looking after all of that sort of stuff. Any q's or problems with our claims we can ring them up and ask away, just like the old days. Well, JPA has managed to cross the Atlantic and now we are deluged with letters dated the something of April ref JPA wef 1 Apr and oh no, its all so confusing...........Innsworth says this, Washingto says this.........Oh my goodness me pse get the story straight. For me if they are going to change the way we are administered then a period of examples and exposure should preceed any major changes. It really is a bit of a mess. i hope all those senior types who were so keen on coming forward to sell the benefits are brave enough to step up and sort the problems out. And, if neccessary say that the change was in fact not for the better, but for the cheaper.....