Taildragger,
I am on my own as far as pensions are concerned, and as fast as I run, the little impact it makes. where I work there is no final salary scheme and not many employers take new people into final salary schemes anyway these days.
There will be no retirement for me and whilst I might joke about it, the only reason why I will have a bed in the care home when I am 75 will be because I will be working there.
I already have a view on whats ahead for me and I am happy to swap it with any BA crew.