K9,
Accomm allowance is merely a method of increasing the lot of a minority and expanding the gap between those that get and those that choose not to. The majority of guys who took the allowance have purchased and other than possible interest rate hikes their outgoings (mortgage-wise) are known.
My opinion is that an increase in housing allowance will enable the current home owners to pay their mortgages off quicker (a pay rise) whilst I get nothing. This creates different pay scales for those doing the same job which is what I object to.
Single or childless F/Os know they will likely get an apartment on joining and they are given an option to change to a villa on upgrade. Nothing has changed.