My good lord, what kind of villas do you all expect? This is where we all get so very spoilt here in the big sand pit. The majority of people back in the UK would never be able to afford to live in the style of accommodation that they do here.
You think we should be getting 180k per year for a villa. Look around Dubai and you can find plenty of nice villas for around 120k or less. You do not need to be in Jumeirah, Umm Suqueim you know. They may be handy but it's not really that difficult to get around town.
Who spends 3k a month on utilities. Get a well dug in the garden and don't leave the AC on 24hrs a day.